Your rights,
under the FCRA.
The federal Fair Credit Reporting Act gives you specific rights when a consumer report is used in a decision about you. Wave links to the CFPB's authoritative summary so you always see the regulator-current version. Questions go to support@waveride.co.
1. Why you're reading this
Wave uses a consumer reporting agency (CRA) to run background checks for Wave Partner Network applications. When we make a decision that is unfavorable to you based on the report, federal law requires us to give you a copy of the Consumer Financial Protection Bureau's Summary of Your Rights Under the Fair Credit Reporting Act.
2. The official document
The CFPB document is the authoritative copy. We deliberately link to it rather than mirror it so you always see the latest version the regulator publishes.
If the link above is unreachable, you can find the document from the CFPB consumer page at consumerfinance.gov/learnmore.
3. What this means for your Wave application
If you received a pre-adverse action notice from us, you have seven business days to dispute the report before we make a final decision. You may dispute it directly with the consumer reporting agency named in your notice and you may also notify Wave from your profile. While a dispute is open, the seven-day clock pauses.
For questions about your specific application, reply to the email you received or contact us through help. We can't change what the report says — only the CRA can — but we can confirm where the application stands and what we received from the agency.